In these Terms and Conditions, the use of the words "we" refers to the msigonline.co.id and "User" refers to anyone who uses the services of msigonline.co.id (the “Services”).
Msigonline.co.id provides online services for users who plan to buy any insurance products provided by PT. Asuransi MSIG Indonesia. The services are provided free of charge.
The payment of premium can only be made through the payment channels we have provided.
The currency we use is Rupiah (IDR).
By agreeing to these Terms and Conditions, the User is at least 18 years or older.
The User may not use the Services and our products for illegal or invalid purposes. Any international User is automatically deemed to have agreed to comply with the applicable law in Indonesia regarding acceptable online activities and content. If the User is found to have engaged in any illegal use or misuse of our Services, PT. MSIG Insurance Indonesia will suspend the User’s account.
Any violation of one of the Requirements as specified in these Terms and Conditions will result in the immediate termination of Services for the User.
Accuracy, Completeness and Timeliness of Information on This Website
We endeavor to continue our best to provide information and Services to ensure they are optimal, so the User feel comfortable and safe, but we cannot guarantee that the information provided on the Services are fully accurate, complete, and updated.
The materials on the Service are provided only as general information and should not be relied upon or used as the only basis for making significant decisions without consulting with other sources of more accurate, complete, and updated information.
We have the right to change the content of the Services at any time without prior notice to the User.
The User agrees that any consequences arising from reliance upon this material on the Services are borne by the User. The User is obliged to monitor changes to the Services.
Use of the Website
We have at any time the right to display, modify, delete, edit, remove, or change any data, content, materials, features or information displayed on the Services without prior notice. The User is responsible for checking these Terms and Conditions pages periodically to see any changes. The User’s continued use of or access to the Services following changes is a form of acceptance of the changes.
Limitation of Liabilities
After the User signs up as a registered User of our Services, we can use the data of the User for the following purposes:
The following uses are prohibited:
Any use or attempted use of the Services (i) for purposes which are unlawful, unauthorized, fraudulent or other malicious intentions more, or (ii) that may damage, disable, overburden, or impair any server, or network(s) connected to any server, or (iii) to interrupt other party's use and satisfaction gained from using the Services, or (iv) to gain access to an unauthorized account, computer system or network sharing which is connected to the server or systems through hacking, stealing passwords or other means, or (v) to access the system, data or information that is not intended by its owner to be accessed by the User, or (vi) to in any manner obtain materials or information not intended by the owner to be given, or (vii) for any other uses other than for the benefit of businesses that become the purpose of the Services.
In addition, in connection with the User's use of the Services, the User agrees not to:
Security and Privacy Activities
We are very concerned about the User’s security and convenience when using the Services. Therefore, we have a security system to provide assurance to the User that the User's activities and information are secure.
When the User uses a public computer, the User must always log out/sign out after completing the activity.
The User must make sure the user ID and password / PIN of the User’s account are not known by anyone, in order to avoid the misuse by others.
Responsibilities of the User
When we ask the User to provide data, including personal data, the User is solely responsible for any information that the User provides to us. The User is required to provide information truthfully.
The User is solely responsible for their behavior while using the Services. The User agrees that the Services are only intended for lawful purposes and in accordance with the applicable terms and conditions.
The User is expected to:
Third Party and Data Confidentiality
The Services may contain links to Websites operated by parties other than Msigonline.co.id. The User hereby acknowledges and agrees that the act is based on the User’s personal responsibility. The User that enters another Website is beyond our control and responsibility.
The Terms and Conditions shall be governed by and construed in accordance with the applicable laws of the Republic of Indonesia. Thereby, the User agrees and undertakes to submit to the jurisdiction of the courts in the territory of the Republic of Indonesia.
If there is a provision that is unenforceable or invalid, the remaining provisions will remain valid and enforceable to the extent that it is permitted by the applicable law, and it will not affect the validity and enforceability of other provisions.