Glossary - T
Technology goods means mobile phones including smartphones, digital cameras, photographic equipment, audio, video and electrical equipment (including CD, DVD, video and audio tape and electronic games), portable computers, tablets and audio players or media players.
Terror Actions Involving Nuclear, Biological or Chemical Weapons
Terror Actions Involving Nuclear, Biological or Chemical Weapons means the use of a weapon or a nuclear device or the release, dissemination or spread of a Chemical or Materials Biological either solid, liquid or gas during the Period Insured by one or a group of persons, whether acting alone or on or the name associated with an organization or any government, which has the purpose of political, religious or ideological purpose, including to influence any government and / or foster a sense of fear to the public or a particular component in the community.
Terrorism is an act, including but not limited to the use of force or violence and/or the threat thereof, of any person or group(s) of persons whether acting alone or on behalf of or in connection with any organization(s) or government(s), committed for political, religious, ideological or similar purposes including the intention to influence any government and/or to put the public, or any section of the public, in fear.
Terrorists means any person who committed or attempted to commit a terrorist act or who participate in or facilitate the commission of a terrorist act and / or verified or approved or appointed by the government or the authorities as terrorists.
The Commencement of the Journey
The commencement of the journey means the date that has been scheduled to begin your journey as defined in the Summary of Coverage.
The Cost of Return a Hired Car
The cost of return a hired car means any costs incurred and paid to return the vehicle hired by you to the nearest car rental place if you can not return the vehicle rented by you during your trip because you need hospitalization.
The Effective Date of the Policy
The effective date of the policy means the date specified in the Summary of Coverage and the date on which your journey begins.
The Expiration Date of the Policy
The expiration date of the policy means the policy end date is midnight on the date specified in the Summary of Coverage.
The Insured shall mean person or legal entity who has financial interest on motor vehicle and binds to the Insurer to obtain protection for the Motor Vehicle.
The Insurer shall mean insurance company that binds to the insured to indemnify for losses and/or damage to the motor vehicle and/or interest insured.
The Main Purpose of Travel
The main purpose of travel means any location, temporary or otherwise, if it proves to convince us that the events that are granted in one or more of these locations will have an impact on the extent to which your trip is canceled or interrupted corresponding need specified in the Policy Section.
The Rented Vehicle
The rented vehicle means a motor vehicle rented by you from the rental agent for transporting passengers who do not pay and do not include:
- Any vehicle designed to be used for the transport of commercial goods;
- Any vehicle that is classified as a camper van, motor home or other vehicles used for accommodation and transportation purposes;
- Motorcycles, boats and airplanes of any kind.
The Said Capacity
The said capacity shall mean total weight of goods, volume, and number of people.
Third Degree Burn
Third degree burn means burns destroy the epidermis and dermis. It is also referred to as full thickness burns.
Third Party shall mean every party not being the Insured, spouses, children, parents, and siblings of the Insured, people working for and people under supervision of the Insured. In case that the Insured is a Legal Entity, then Management, Shareholders, Commissioners and Employees shall not be included in the definition of Third Party.
Transport Secured means any means of transportation that operate on land, water or air with a valid license for passenger transport is paid and that operate with a fixed route, scheduled and organized.
Travel means a trip abroad where you are guaranteed by this Policy and in this regard: guarantees under each policy section will begin and end as set forth below.
- Not Able To Start Your Journey, warranty begins when where more recently:
(a) the date and time of issuance of your policy,
(b) the date of the events that warranted attached as specified in the Policy Section, and end upon whichever is earlier:
(c) the expiry date of your policy, or
(d) when you arrive at the immigration check point in Indonesia to start your trip.
- Accident, guarantees began in more recent:
(a) your departure from your home or work place in Indonesia to travel to the immigration check point for your journey, or
(b) 3 hours before your scheduled departure with a guaranteed transportation from Indonesia, or
(c) the date and time of issuance of your policy, and ends at the time whichever is earlier:
(d) when you arrive at your home or workplace in Indonesia after you return to Indonesia, or
(e) 3 hours after you through the process to pass through immigration checkpoints arrival in Indonesia, or
(f) the expiration date of your policy.
- Regarding collateral other Policy Section commenced after the date and time of policy issuance and you're through the process to pass through immigration checkpoints departure in Indonesia for your trip, and ended up at the time whichever is earlier:
(a) you are going through a process to get through immigration checkpoints arrival in Indonesia, or
(b) the expiration date of your policy.
Travel companion means a person accompany you for the entire duration of your trip, including departure and return with you.
Trekking means climbing overnight, tramp, travel overnight or activity overnight stay similar through mountainous terrain, national park or reserve land is usually done on foot but could be any other way, including but not limited to ride an animal or a vehicle off-road, and which involve an overnight stay in wilderness including campsites, cottages or lodges. For the purpose of clarity that does not mean climbing a mountain.